Site icon

Aadhaar Enabled Payment System(AePS) fraud – All you need to know


Sujatha works in a government office, last monday she got 2 sms messages talking about a deduction of 10000 and another transaction of 36 rupees. She did not remember making any transaction nor scheduling any bill payment for that value. On checking the account statement online, she found out that in the description it was mentioned that first one was a AEPS transaction and the second one was fees. She did not remember making any such transaction and she was in office from morning. When checked with the bank, they mentioned that its a AEPS fraud, someone had misused her biometric data and aadhaar number to make this withdrawal.

AePS, or Aadhaar-enabled payment system, is a service developed by the National Payments Corporation of India. It allows users to conduct transactions like cash withdrawal, balance enquiry, mini statement and fund transfer by providing their Aadhaar number and biometric information. The AePS in India has recently faced exploitation by cybercriminals, leading to unauthorized access to users’ bank accounts by :

I had previously written about various other Aadhaar frauds, please check that at

How to protect oneself from AePS frauds :-

If you are a victim of AePS fraud:-

Immediately call 1930 cyber helpline or file a complaint at website or at nearby police station. Lock your Aadhaar card at and file a complaint there. File a complaint at the bank on this fraudulent transaction and disable AePS feature for your account.

Legal(Indian) remedies available to the victim :-

You can register a criminal case at your nearest cyber or regular police station, under the following legal sections or under the Acts and Sections as prescribed by the police as per your case :

Exit mobile version